Today's Rates

Here are today's interest rates.  These rates are good for 30 days after your approval.  Rates updated:

Conforming

Refinance/Purchase

Home Only In Park Or Land

Rate

Points

Singlewides

8.99%*

0

Doublewides

7.99%*

0

Singlewides

7.99%

 4

Doublewides

6.99%

 4

*Lowest Rate Allowed For Multi Sectional Homes With A Credit**  Homes In Parks Or

 On Private Land Only.  Land/Home Combos Prohibited.  

MORTGAGE CALCULATOR

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Conforming Expanded Level 1

Refinance/Purchase

Home Only In Park Or Land

Rate

Points

Singlewides

9.25%*

0

Doublewides

8.25%*

0

Singlewides

8.25%

 4

Doublewides

7.25%

 4

*Lowest Rate Allowed For Multi Sectional Homes With B Credit**  Homes In Parks Or On Private Land Only.  Land/Home Combos Prohibited.  

MORTGAGE CALCULATOR

 

Conforming Expanded Level 2

Refinance/Purchase

Home Only In Park Or Land

Rate

Points

Singlewides

9.5%*

0

Doublewides

8.5%*

0

Singlewides

8.5%

 4

Doublewides

8.5%

 4

*Lowest Rate Allowed For Multi Sectional Homes With C Credit**  Homes In Parks Or On Private Land Only.  Land/Home Combos Prohibited.

MORTGAGE CALCULATOR

 

Conforming

Refinance/Purchase

Land/Home Combo Loan

Rate

Points

Singlewides

No Service

0

Doublewides

5.875%*

0

Singlewides

No Service

 4

Doublewides

5.375%

 4

*Lowest Rate Allowed For Multi Sectional Homes With A Credit**  Homes On Private Land Only That Are Permanently Affixed. ARM Products available!

 MORTGAGE CALCULATOR

 

**Credit Factors:  Your approved rate is dependant on many aspects of your credit history.  Ask our loan officers for further details.

 

LOAN RESTRICTIONS

All loans are subject to credit approval.  Minimum 600 FICO score required, no exceptions for home only loans.  Minimum 515 FICO score required, no exceptions for land/home loans. Minimum Loan amount of $15,000 required for finance/refinance of home only.  Home must be 1977 or newer on home only loans and 1986 and newer for land/home loans.  Cash out options are considered at up to 65% LTV for home only and 95% LTV for land/home loans.   Purchase rate increases depend on a minimum 5% down, credit and age of home.  Floating quotes listed are based on excellent credit (720 FICO).  By applying on our site does not guarantee an approval.   Ask our loans reps about further requirements.  URefi.com does not sell your information nor do the participating banks.